The Georgias Own Credit Union Mobile Banking app provides you the ability to view your Georgias Own accounts quickly and securely whenever and wherever you are. Features include: Check Account Balances View Transaction History View Pending Transactions Make Quick Transfers Branch and Surcharge-Free ATM Locator 128-bit security Encryption Now Including Mobile Deposit UPDATE: Now including an option to get to bill pay. Please note: this is an interim solution until the fully integrated mobile bill pay is complete.